Zi Wei Dou Shu Wealth Reading: Can You Get Rich, How & When? Full Guide

If the Career Palace is the second thing people care about,

then the Wealth Palace is definitely number one.

Who doesn’t want to know—

Will I get rich in this life?

What will I get rich through?

When will I have money?

The answers to all these questions

lie in the Wealth Palace.

Today let’s talk about the Wealth Palace—

let’s see if your wallet

is fat or thin,

where your money comes from,

and where it goes.

What exactly does the Wealth Palace reveal?

A lot of people think the Wealth Palace just tells you if you have money.

That’s way too shallow.

What the Wealth Palace reveals is your "relationship" with money.

Specifically, it covers these dimensions:

1. How you make money:

What are you suited to earn money through?

Is it a regular salary from a job, or running a business?

Is it physical labor, or using your brain?

Is your income mainly from regular sources, or from side/ windfall gains?

All of these can be seen from the Wealth Palace.

2. How good your wealth fortune is:

What’s your overall wealth fortune in this life?

Do you never worry about money, or are you always short on it?

Are you destined for great wealth, or is a comfortable small fortune enough for you?

The Wealth Palace gives a sense of your general wealth pattern.

3. Your money management skills:

Can you hold onto your money?

Does it go in one hand and out the other,

or does your savings keep growing?

Are you good at investing and managing money?

The Wealth Palace can show that too.

4. Your spending habits:

Do you spend money freely, or are you careful with every cent?

Where do you mainly spend your money?

On food, clothes, entertainment, or on your family?

Your spending patterns also show up here.

5. Sources of money:

Where does your money come from?

Do you earn it yourself, or do family members support you?

Do you have more regular income, or more windfall gains?

Will you get any unexpected money?

There are clues for that too.

So the Wealth Palace isn’t just about how much money you have.

It’s about—

how deep your affinity with money is in this life,

and how you should deal with money.

The 14 Major Stars in the Wealth Palace: What’s your wealth fortune like?

Ziwei in the Wealth Palace: Money for keeping up appearances

Ziwei is the Emperor Star. When it falls in the Wealth Palace,

you make money with an imperial air.

Wealth fortune traits:

- Good wealth fortune, especially after middle age

- You care about pomp and face when making money

- Suited to management or being a boss, earning money through status

- But expenses are also high, with a lot of spending to keep up appearances

Money management tips:

Don’t focus so much on saving face that you drain your family’s savings.

Spend what you need to spend, and save on what you don’t.

Face is important, but substance matters more.

Tianji in the Wealth Palace: Making money with your brain

Tianji is the Star of Wisdom and the Advisor Star. When it falls in the Wealth Palace,

you make money through your brain, information, and skills.

Wealth fortune traits:

- Lots of ideas, wide connections, and you know how to find ways to make money

- Suited to technical work, planning, or investment analysis

- Wealth fortune doesn’t fluctuate much, rising steadily

- You tend to overthink and underact, missing opportunities

Money management tips:

Once you’ve thought it through, take action—don’t just think and do nothing.

Pick one or two directions and go deep into them.

Don’t try to make every kind of money, or you’ll end up making none.

Taiyang in the Wealth Palace: Making money openly and aboveboard

Taiyang is the Bright Star and a Yang star. When it falls in the Wealth Palace,

you make money openly and aboveboard.

Wealth fortune traits:

- Good wealth fortune, earning money through reputation and connections

- Suited to jobs dealing with people, earning "sunshine money"

- Generous and open-handed, with lots of friends and lots of opportunities

- You spend freely and can’t save money

Money management tips:

Having strong earning power is great, but you also need to learn to save.

Don’t spend every cent you earn.

Also, be careful when lending money to friends—

not everyone is worth lending to.

Wuqu in the Wealth Palace: A natural wealth star in its right place

Wuqu is the Star of Regular Wealth and the General Star. When it falls in the Wealth Palace,

this is called "the wealth star in its right place"—you’re naturally good at making money.

Wealth fortune traits:

- Good wealth fortune and strong earning power

- Suited to finance, industry, or technical work

- You can both earn and save, and your family’s savings grow thicker

- Pragmatic and hardworking, all your money is earned through sweat and toil

Money management tips:

You’re already really good at making and saving money—

just don’t be too stingy.

You still need to spend what you should spend,

especially on your family—don’t be too thrifty there.

Tiantong in the Wealth Palace: A lucky bundle who never lacks for money

Tiantong is the Fortune Star and the Star of Enjoyment. When it falls in the Wealth Palace,

it means you never lack for money, but you won’t get super rich either.

Wealth fortune traits:

- Decent wealth fortune—you always have money to spend

- Good side/ windfall fortune, often getting unexpected money

- But money goes in one hand and out the other—you can’t save it

- You know how to enjoy life, and you spend money as soon as you earn it

Money management tips:

Forced savings! Forced savings! Forced savings!

Important things get said three times.

Don’t think you don’t need to save just because you always have money to spend—

it’ll be too late when you’re old and have no money.

Lianzhen in the Wealth Palace: Windfall gains come fast and go fast

Lianzhen is the Secondary Peach Blossom Star and also the Imprisonment Star. When it falls in the Wealth Palace,

your wealth fortune is like a roller coaster—up and down.

Wealth fortune traits:

- Unconventional ways of making money, you dare to earn any kind of money

- Strong windfall fortune, easy to get unexpected money

- But you also easily lose money, with big ups and downs

- Suited to niche businesses, speculation, or creative work

Money management tips:

Don’t be greedy for windfall gains. Steady, solid progress beats everything.

Quick-money schemes usually have traps.

Quit while you’re ahead—don’t be greedy.

Tianfu in the Wealth Palace: The best at keeping money

Tianfu is the Treasury Star, the storehouse of wealth. When it falls in the Wealth Palace,

it’s like having a big gold vault at home—steady.

Wealth fortune traits:

- Extremely good at saving money, your savings keep growing

- Steady wealth fortune, a steady trickle that never dries up, no big ups and downs

- Suited to wealth management or long-term investment

- Planful, you spend money in a sensible way

Money management tips:

You’re already really good at keeping money,

but don’t be too conservative.

Money sitting in savings loses value over time.

Take a portion of it to invest,

letting money make money—that’s the real way to go.

Taiyin in the Wealth Palace: Gentle wealth that flows steadily like water

Taiyin is the Moon Star and a Yin star. When it falls in the Wealth Palace,

your wealth fortune is like moonlight—soft, stable, and accumulated slowly.

Wealth fortune traits:

- Stable wealth fortune, a steady trickle that never dries up

- Suited to real estate, art, or businesses related to women

- Careful and thoughtful, good at managing money and running a household

- Not bold enough, so you can’t make huge money

Money management tips:

Seek progress while maintaining stability.

Stability is good, but you also need to go for it when the time comes.

Being too conservative will make you miss a lot of opportunities.

You can appropriately make some medium- to long-term investments.

Tanlang in the Wealth Palace: The social butterfly with the strongest windfall fortune

Tanlang is the Peach Blossom Star and the Star of Many Talents. When it falls in the Wealth Palace,

your wealth fortune is very flexible—lots of paths, lots of opportunities, lots of ways to earn.

Wealth fortune traits:

- Wide range of ways to make money, you can earn any kind of money

- Good windfall fortune, earning money through connections, socializing, and luck

- You also spend freely, splurging on food, drink, and fun

- Big fluctuations in wealth fortune—when it’s good it’s really good, when it’s bad it’s really bad

Money management tips:

Find the way of making money you’re best at, and go deep into it.

Don’t try to make every kind of money.

Spend in moderation—don’t live paycheck to paycheck.

When your windfall fortune is good, remember to save more.

Jumen in the Wealth Palace: Making money with your mouth

Jumen is the Star of Speech and the Dark Star. When it falls in the Wealth Palace,

you mainly make money with your mouth—talking, communicating, debating.

Wealth fortune traits:

- Suited to sales, law, teaching, hosting—jobs where you eat with your mouth

- Making money isn’t easy, you have to earn it word by word

- Easy to lose money due to verbal disputes and gossip

- Suited to being a professional, earning money through expertise

Money management tips:

Watch what you say.

Don’t let a quick tongue make money that’s already in your hand fly away.

Also, don’t get into money disputes with others—

it can get really ugly.

Tianxiang in the Wealth Palace: Steady, solid wealth

Tianxiang is the Seal Star and the Assistant Star. When it falls in the Wealth Palace,

your wealth fortune can be summed up in one word—steady.

Wealth fortune traits:

- Stable way of making money, mainly salary income

- Good at managing money, you spend with a plan and don’t waste money

- Above-average wealth fortune, a steady trickle that never dries up

- Suited to office work or professional services

Money management tips:

Seek progress while maintaining stability.

Besides your salary,

you can develop some side hustles

to add more income streams.

Don’t rely only on a fixed salary.

Tianliang in the Wealth Palace: Wealth of quiet distinction

Tianliang is the Blessing Star, the Longevity Star, and the Star of Quiet Distinction. When it falls in the Wealth Palace,

you earn money of "quiet distinction"—you have a good reputation and are respected, but you aren’t necessarily super rich.

Wealth fortune traits:

- Suited to being a professional, consultant, teacher, or doctor

- You get richer and more valued as you get older

- Wealth fortune is accumulated slowly, not in sudden bursts

- Quiet distinction, good reputation, but not necessarily the most money

Money management tips:

Don’t be in a rush to make money.

Hone your skills first, and the money will come naturally.

Your wealth fortune is ahead of you, and it gets better as you age.

Accumulate more when you’re young—don’t be impatient.

Qisha in the Wealth Palace: Making money on the edge

Qisha is the General Star, the Fiend Star, and the Pioneer Star. When it falls in the Wealth Palace,

making money is like going to war—you have drive, but there are also risks.

Wealth fortune traits:

- Suited to starting a business, sales, or high-risk, high-reward work

- You make money fast, with strong explosive power—you can earn a lot in one go

- But you also easily lose money, with big fluctuations and unstable wealth fortune

- Bold and daring, you’re not afraid to take risks to make money

Money management tips:

When you’re making money fast, don’t get cocky.

Saving the money is what makes it yours.

Otherwise, you’ll make it fast but lose it even faster.

Risk control comes first.

Pojun in the Wealth Palace: Wealth fortune of great upheaval and renewal

Pojun is the Consumption Star, the Vanguard, and the Star of Change. When it falls in the Wealth Palace,

your wealth fortune can be summed up in one word—change.

Wealth fortune traits:

- Big fluctuations in wealth fortune, you earn a lot but also spend a lot

- Suited to pioneering businesses, new products, or emerging industries

- Prone to great upheaval and renewal—losing money first then earning, or earning first then losing

- You spend freely and burn through a lot of money

Money management tips:

Don’t try every new thing that comes along.

Pick the right direction and stick with it.

Keep enough emergency funds,

and don’t invest all your money.

Fiend Stars in the Wealth Palace: Why can’t you ever hold onto money?

Having fiend stars in the Wealth Palace is generally not great.

Fiend stars will "break" your wealth—

it’s not that you can’t earn money, it’s that you can’t keep it.

Qingyang in the Wealth Palace:

You spend money to compete and show off, or lose money due to impulsive investments.

Money management tip: Calm down before making a decision—don’t invest money on a whim.

Tuoluo in the Wealth Palace:

You make money slowly and drag your feet, or miss opportunities due to hesitation.

Money management tip: Once you’ve made up your mind, act—don’t drag your feet. Of course, only if you’ve really thought it through.

Huoxing in the Wealth Palace:

You spend impulsively, buying things on the spot, or lose money due to impatience.

Money management tip: Leave items in your cart for three days before buying them. If you still want them after three days, then buy.

Lingxing in the Wealth Palace:

You’re always thinking about money, prone to anxiety over money, or lose money secretly without noticing.

Money management tip: Don’t take money too seriously—spend what you need to spend. Keep track of expenses to figure out where all your money goes.

Dikong in the Wealth Palace:

You spend freely and can’t save money, or you have lots of ideas but can’t follow through on them.

Money management tip: Do forced savings and automatic regular investments. Don’t just daydream about making money—be down-to-earth.

Dijie in the Wealth Palace:

Prone to unexpected financial losses or investment losses. Money disappears before you know it.

Money management tip: Buy insurance and keep emergency funds. Stay away from high-risk investments.

But don’t worry too much.

Having fiend stars in the Wealth Palace isn’t necessarily a bad thing.

Fiend stars give you pressure, but they also give you motivation.

As long as you learn to manage money and control yourself,

you can still save money just fine.

How to improve your wealth fortune?

Finally, let’s talk about something practical.

After looking at your own Wealth Palace—

if your wealth fortune is good, congratulations, cherish it.

If it’s just so-so, don’t lose heart either.

Wealth fortune can be improved.

How to improve it? Three suggestions.

First, work hard.

This is the most practical thing.

No matter how good your wealth fortune is, money won’t fall from the sky if you just lie around.

No matter how bad your wealth fortune is, if you work hard, you can still earn money.

Hard work is the foundation of improving wealth fortune.

Second, learn to manage money.

Earning a lot isn’t as good as saving a lot.

Saving a lot isn’t as good as making money work for you.

Learn about money management,

allocate your assets reasonably,

and let money work for you.

Third, improve yourself.

How much you’re worth

determines how much you can earn.

Spending time and money on improving yourself

is the investment with the highest return.

When you become better yourself,

wealth fortune will come naturally.

Final thoughts

To those with a good Wealth Palace—

congratulations, you were born with a knack for money.

But don’t get cocky—

money comes fast, and it goes fast too.

Only what you can hold onto is truly yours.

To those with a not-so-good Wealth Palace—

don’t lose heart either.

Wealth fortune can be changed.

Work hard, learn to manage money, improve yourself,

and your wealth fortune will get better and better.

Remember three sayings:

Small wealth comes from diligence,

medium wealth comes from virtue,

great wealth comes from fate.

Cherish what fate has given you.

Don’t force what fate hasn’t given you.

Living a good life matters more than anything.